Indian Head ZIP Codes — Charles County, MD

There is one unique ZIP code in Indian Head, Maryland and it is 20640. Area code: 240/301.

ZIP codes

41.72

sq mi land

5.81

sq mi water

240/301

area code

Indian Head, MD ZIP code map

About Indian Head, MD

Indian Head, Maryland, is a charming small town located in Charles County. This close-knit community is known for its scenic views and rich history. With its suburban feel, Indian Head offers residents a peaceful lifestyle while being close to Washington, D.C.

Location & geography

Indian Head is situated along the banks of the Potomac River, providing picturesque waterfront views. Nearby cities include La Plata, approximately 12 miles away, and Waldorf, about 15 miles to the north. The town covers a total land area of 41.72 square miles, with an additional 5.81 square miles of water area.

Community & economy

The character of Indian Head is marked by its friendly residents and a strong sense of community. This town's economy is supported by the military and local businesses, which contribute to a vibrant, small-town atmosphere. Daily life in Indian Head often revolves around local parks, community events, and family-friendly activities.

Transportation

Indian Head is accessible via Maryland Route 210, also known as Indian Head Highway, which connects the town to the greater surrounding areas. The nearest major airport is Ronald Reagan Washington National Airport, located approximately 30 miles to the north, providing convenient access to domestic and international travel.

History

Indian Head was founded in the early 20th century and played a vital role in the development of the naval base at the nearby Naval Support Facility. Historically, the town has been associated with defense and maritime industries, focusing on supporting military operations. Notable events include the establishment of local parks and preservation initiatives that celebrate the town's heritage.

Did you know?

One surprising fact about Indian Head is that it was originally established as a resort town in the late 1800s. Additionally, the town is home to the historic Indian Head Pavilion, a key venue for various community events.

ZIP codes for Indian Head, MD (1)

ZIP code	City	County	Map
20640	Indian Head	Charles	View map

Demographics & statistics

10,629

Population

37.4

Median age

$88,750

Median household income

$42,699

Per capita income

$294,400

Median home value

$1,510

Median monthly rent

76.7%

Home ownership

9.0%

Poverty rate

2.9%

Unemployment

3,373

Housing units

26.2%

Bachelor's or higher

Age distribution

Male Female

147

Under 5

168

322

5–9

368

345

10–14

394

498

15–19

569

413

20–24

472

624

25–34

715

578

35–44

661

803

45–54

918

339

55–59

388

243

60–64

279

375

65–74

428

173

75–84

199

85+

112

← Male

Female →

Age summary

Group	Count	%
Under 18	2,306	21.7%
18 and over	8,323	78.3%
65 and over	1,385	13.0%
Median age	37.4 years

Race & ethnicity

Black or African American 53.8%

White 37.1%

Two or more races 3.9%

Asian 2.3%

Hispanic or Latino 1.7%

Other race 0.9%

American Indian / Alaska Native 0.3%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
Black or African American	5,815	53.8%
White	4,013	37.1%
Two or more races	417	3.9%
Asian	250	2.3%
Hispanic or Latino	188	1.7%
Other race	94	0.9%
American Indian / Alaska Native	32	0.3%
Native Hawaiian / Pacific Islander	8	0.1%

Household income

Under $10k 6.4%

$10k–$15k 1.9%

$15k–$25k 2.1%

$25k–$35k 5.5%

$35k–$50k 10.5%

$50k–$75k 17.1%

$75k–$100k 10.9%

$100k–$150k 20.0%

$150k–$200k 13.9%

$200k+ 11.6%

Range	% of households
Under $10k	6.4%
$10k–$15k	1.9%
$15k–$25k	2.1%
$25k–$35k	5.5%
$35k–$50k	10.5%
$50k–$75k	17.1%
$75k–$100k	10.9%
$100k–$150k	20.0%
$150k–$200k	13.9%
$200k+	11.6%
Median income	$88,750

Housing

Home values

Under $50k 7.6%

$50k–$100k 9.4%

$100k–$150k 5.4%

$150k–$200k 4.3%

$200k–$300k 24.5%

$300k–$500k 32.4%

$500k–$1M 16.3%

Housing overview

Metric	Value
Median home value	$294,400
Median rent / month	$1,510
Owner occupied	76.7%
Renter occupied	23.3%
Vacant	6.7%
Single-family detached	73.4%
Large apartment buildings	0.1%
Mobile homes	1.1%
Median rooms	6.6
Avg household size (owned)	2.68

Year built

Era	%
2020 or later	0.0%
2010–2019	3.1%
2000–2009	24.1%
1990–1999	7.5%
1980–1989	10.5%
1970–1979	6.7%
1960–1969	11.9%
1950–1959	14.8%
1940–1949	16.3%
1939 or earlier	5.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.5%
2 bedrooms	19.2%
3 bedrooms	44.7%
4 bedrooms	25.9%
5+ bedrooms	9.8%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	28.8%
2 vehicles	34.1%
3 or more	31.7%

Heating fuel

Fuel type	%
Utility gas	6.0%
Electricity	51.2%
Propane / LP gas	11.9%
Fuel oil	27.5%
Wood	1.9%
Solar	0.1%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	1,623	40.4%
Cohabiting couple	296	7.4%
Male householder, no spouse	673	16.7%
Female householder, no spouse	1,430	35.6%
Households with children under 18	1,376	34.2%
Households with seniors (65+)	1,156	28.7%
Average household size	2.62

Marital status

Status	Male	Female
Never married	46.2%	36.2%
Married	39.1%	36.7%
Separated	2.2%	1.7%
Widowed	2.6%	11.4%
Divorced	9.9%	14.0%

Education

Less than 9th grade 2.4%

Some HS, no diploma 4.1%

HS graduate 35.4%

Some college, no degree 23.4%

Associate's degree 8.5%

Bachelor's degree 14.2%

Graduate / professional 12.0%

Metric	%
HS diploma or higher	93.4%
Bachelor's or higher	26.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	105	3.7%
Kindergarten	167	5.9%
Elementary school	1,094	38.5%
High school	830	29.2%
College / grad school	649	22.8%

Employment

Industry of employment

Public administration 21.2%

Education & healthcare 16.6%

Professional & management 15.1%

Construction 11.0%

Retail trade 8.6%

Arts, food & hospitality 8.1%

Transportation & utilities 5.9%

Manufacturing 5.7%

Other services 3.2%

Finance & real estate 2.9%

Wholesale trade 0.9%

Information 0.8%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	34.7%
Service	20.8%
Sales & office	24.4%
Natural resources & construction	11.4%
Production & transportation	8.7%

Employment type

Type	%
Private sector	63.1%
Government	32.1%
Self-employed	4.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	72.1%
Carpool	9.1%
Public transit	5.0%
Walk	0.9%
Other means	0.8%
Avg commute (minutes)	50.2

Poverty

All people 9.0%

Under 18 years 11.0%

18 and over 8.4%

Married-couple families 1.9%

Female-led households 5.6%

Income support

Source	% of households
Social Security	25.3%
Retirement income	29.2%
Supplemental Security	6.6%
Cash public assistance	2.9%
Food stamps / SNAP	10.9%

Health indicators

Condition	%
High blood pressure	37.6%
High cholesterol	31.3%
Heart disease	5.1%
Stroke	3.0%
Asthma	10.6%
Arthritis	23.1%
Kidney disease	2.7%
Pulmonary disease	5.8%
Cancer	5.3%

Behavior / access	%
Binge drinking	13.9%
No physical activity	26.0%
Less than 7 hrs sleep	40.0%
Fair or poor health	13.5%
Poor mental health	14.9%
Poor physical health	8.7%
No health insurance	11.9%
Visited doctor (checkup)	79.2%
Visited dentist	60.2%
Cholesterol screening	90.9%
Teeth loss	13.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	953	11.9%

Disability	%
Any disability	12.4%
Under 18	6.0%
18–64 years	11.3%
65 and over	28.5%

Health insurance coverage

Type	%
Private insurance	79.5%
Public insurance	33.7%
Uninsured under 19	1.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,314	97.0%
Spanish	128	1.2%
Other Indo-European	12	0.1%
Asian & Pacific Islander	23	0.2%
Other languages	93	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,173	95.7%
Born in same state	10,021	94.3%
Born in different state	4,973	46.8%
Foreign born	152	1.4%
Naturalized citizen	456	4.3%
Not a US citizen	316	69.3%

Ancestry

Ancestry	Count	%
French	1,183	11.1%
Italian	676	6.4%
Arab	421	4%
English	87	0.8%

Ancestry	Count	%
Polish	67	0.6%
Norwegian	27	0.3%
German	13	0.1%
Irish	6	0.1%

Technology access

Metric	% of households
Computer access	37.8%
Internet access	92.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Indian Head, MD have?

Indian Head, MD has one ZIP code: 20640. Each ZIP code serves a distinct delivery area within the city and surrounding region.